Tip Calculator & Bill Splitter
Add a tip to any bill and split it between friends in seconds. Tip before or after tax, round up shares, and see exactly who pays what.
- Runs in your browserno server step
- 100% freeno sign-up
Enter the bill
Choose the tip and the people
Who pays what
Everything is calculated in your browser and nothing you enter is sent to Etemora. Rounding up adds the extra money to the tip.
Free Tip Calculator and Bill Splitter
This tip calculator adds a tip to a restaurant bill and splits the total between any number of people. Choose a tip percentage, enter how many people are paying, and see exactly what each person owes, down to the last cent.
It works in US dollars, Indian rupees, euros and pounds, can work out the tip on the amount before tax, and can round each share up to a whole number so nobody has to deal with coins. Everything runs in your browser.
How to use the tip calculator
- Enter the bill. Type the total on the bill. If you want to tip on the amount before tax, also enter the tax shown on the bill.
- Pick the tip. Tap 10%, 15%, 18%, 20% or 25%, or type your own percentage. Choose No tip to only split the bill.
- Set the number of people. Use the minus and plus buttons or type a number.
- Choose rounding. Keep the exact amounts, round each person’s share up, or round the whole total up.
- Share the result. Copy the result into a group chat, or copy a link that opens the calculator with the same numbers.
How the tip and the split are worked out
- Tip = tip percentage × the bill, or × the bill minus tax if you tip before tax.
- Total = bill + tip.
- Each share = total ÷ number of people.
Example: a $100 bill that includes $8 of tax, with a 20% tip, split three ways. Tipping before tax, the tip is 20% of $92, which is $18.40, and the total is $118.40. That does not divide into equal cents, so two people pay $39.47 and one pays $39.46. Tipping on the full $100 instead gives a $20 tip and $40 each.
When a total cannot be split into equal cents, the calculator tells you how many people pay one cent more, so the amounts always add up to the exact total.
Should you tip before or after tax?
In the US, etiquette guides such as the Emily Post Institute suggest working out a restaurant tip on the amount before tax, because the tax is a government charge, not part of the service. Many people still tip on the total with tax because it is the number at the bottom of the bill. The difference is small: on a $100 bill with 8% tax, a 20% tip is $20 before tax or $21.60 after it.
To tip before tax, enter the tax amount and keep “Work out the tip on the amount before tax” ticked.
How much to tip
Tipping customs differ a lot from country to country, so treat these as starting points, not rules.
- United States: 15% to 20% is the usual range for table service at a sit-down restaurant, and about 10% at a buffet, according to the guidance summarised by Toast.
- India: a tip or service charge is voluntary. Guidelines from the Central Consumer Protection Authority say restaurants cannot add a service charge to the bill automatically, and the Delhi High Court upheld them on March 28, 2025. If a service charge appears on your bill, you can ask for it to be removed.
- United Kingdom: many restaurants add an optional service charge, often shown on the bill. Since October 1, 2024, employers must pass all tips, gratuities and service charges on to their workers without deductions. Check the bill before you add a tip so you do not pay it twice.
Rounding the bill
- Exact splits the total to the cent.
- Round each share up rounds every person’s share up to the next whole dollar, rupee, euro or pound. The extra goes to the tip.
- Round the total up rounds only the total, then splits it, which adds less extra.
When rounding adds money, the calculator shows how much and what the tip works out to as a percentage.
Limits of this calculator
- It splits the bill equally. If people ordered very different amounts, work out each person’s items first.
- It does not convert between currencies. The currency only changes the symbol and number format.
- It does not know local tipping rules or whether your bill already includes a service charge.
Sources: Toast, Do you tip on tax? (2025); All India Radio News, Delhi HC rules restaurants can’t impose mandatory service charge (March 2025); Business Wales, Tipping laws come into force; legislation.gov.uk, Employment (Allocation of Tips) Act 2023 commencement. Checked October 2026.
Frequently asked questions
How do I calculate a tip?
Multiply the bill by the tip percentage. For a 15% tip on $80, that is 80 × 0.15 = $12. Add it to the bill for the total. The calculator does this for you and splits the result.
How do I split a bill with a tip?
Add the tip to the bill, then divide the total by the number of people. Enter the bill, the tip and the number of people above and each person’s share is shown straight away.
Should I tip on the amount before or after tax?
US etiquette guides usually suggest tipping on the amount before tax. Enter the tax from your bill and keep the before-tax option ticked to do that. Tipping on the full total is also common and only makes a small difference.
What is a good tip percentage?
In the US, 15% to 20% is usual for table service. In many other countries tips are smaller or optional, and some bills already include a service charge, so check the bill and local custom.
Why do some people pay one cent more?
Some totals cannot be divided into equal cents. The calculator gives the leftover cents to some people so the shares add up to the exact total. Choose a rounding option if you prefer whole amounts.
Is the service charge in India compulsory?
No. Under the Central Consumer Protection Authority’s guidelines, which the Delhi High Court upheld in March 2025, a restaurant cannot add a service charge automatically. Paying a tip or service charge is your choice.